Enjoy the protection of fdic insurance and zero market risk with an online cd account. Check out the latest capital one cd rates , terms, and benefits to see if they’re right for you. Cds at discover (a division of capital one ), with similar terms, possess the same rates. Capital oneis a full-service bank. Start saving for the future with a lendingclub® cd. While the average 12-month cd earns 1. 83% as of december 2024, according to data from the fdic, a capital one 360 12-month cd earns 4. 00% apy. 360 performance savings @ 3. 40% (no change) 6-month @ 3. 50% (no change) 9-month @ 3. 50% (no. Click on a trending topic to learn more about it. Before you decide to invest in a cd , calculate the yield you will gain from committing your money to this account. Learn about the pros and cons to help you decide whether a capital one cd is right for you. Capital one ’s 360 cds are competitive with the be. It’s mainly considered an online bank, although it also has brick- and -mortar branches and capital one cafés in select locations. See full list on forbes. com The bank has a reputation for offering competitive rates , a variety of options and user-friendly terms. · capital one raises the rate of their 12-month and 14-month* cds. Capital one ’s 360 cd rates are among the best available and far better than the national average cd rates. Ai-generated content sometimes contains inaccurate or incomplete information. Capital one is well known for its credit cards—you may recall its “what’s in your wallet?” tv commercials— and entered the full-service banking world by purchasing ing direct in 2012, whe. Guaranteed rates of 4. 10% Yahoo is using openai to generate summaries for this content. If you want to get the best cd rates , be sure to do your research. · capital one cds are popular with savers, and it’s easy to see why. · want to grow your savings ? The rates of their other products remain the same. This makes them a flexible option for savers who are just starting out—you can open a capital one 360 cd regardless of the amount of money you have ready to save. Compare cd rates to see which ban. Secure your financial future with a 4. 10% certificate of deposit from lendingclub® bank. Compare our cd terms and annual yield rates. Find out what you can earn with capital one ’s 360 cds with our cd calculator: Interest is accrued daily and compounded and paid monthly throughout the cd term. Capital one 360 cdshave no minimum deposit requirement. Lendingclub. com has been visited by 10k+ users in the past month · when deciding where to park your savings , compare the best cd rates , available term lengths and minimum deposit amounts (if any) at several banks when deciding where to park your savings. · capital one cd rates are some of the highest on the market now. Capital one rates (apy) as of 11-4-2025 include: